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Appraiser / Appraisal Company     An appraiser is often a licensed individual who sets a value upon real property, or personal property. In the realestate business a buyer and seller of a home might need a property appraiser or perhaps a FHA appraiser. If you are liquidating your household belongings you will need to have your furniture appraised; you will need an art appraiser for any valuable art works that you wish to sell. If you have jewelry that you plan to sell to raise additional money, you'll be wise to get a jewelry appraiser.     The 2009 market decline and resulting lower real estate values have produced millions of properties where the assessed home property value exceeds the current market value. This market environment has created a need for tax grievance appraisers and their effort to help residential owners lower their property taxes.